Since 1941, members of our community have viewed RBFCU as a trusted place to save.
In these uncertain times, your local credit union is a great place to save money for the things you have always wanted or to help save for unexpected expenses.
Open a savings account
Create memories, not stress!
We make it easy to help you save for those important life events.
Personal Savings
Savings Account
We all need a rainy day fund. Why not start with our basic Savings Account? Simply by opening this account, you are a member of RBFCU and have access to our free services like online banking and low rates on loans. Discover the credit union advantage today!
- Dividend-bearing account
- Establishes membership with Raritan Bay Federal FCU
- Grants full access to our entire range of member-oriented services
- Avoid the $4 monthly service fee by maintaining balance of $100
- Free online banking
- Free mobile banking
- $5 minimum deposit to open and maintain credit union membership
- Set aside funds for something specific or simply a rainy day
- Competitive dividends on entire balance paid monthly
- Only $100 minimum balance to earn dividends
- Free eStatements available
- Free 24/7 telephone banking
- Federally insured by NCUA up to $250,000
Personal Savings
Club Accounts
RBFCU Club Accounts are an easy way to save for vacation or holiday expenses by putting a small amount of cash away each week.
- Easily save year-round for holidays or vacations
- Establish weekly, bi-weekly, or monthly deposits
- Earn dividends on entire balance
- No monthly service fee
- Holiday Club funds transfers to primary savings on October 1
- Vacation Club funds transfers to primary savings on May 1
- $20 penalty for early withdrawal
- No minimum deposit to open
- Federally insured by NCUA up to $250,000
Personal Savings
First Steps Account
Help your child learn from an early age the importance of saving and teach them importance of money management.
- Free youth savings account
- For kids 7 years old and under
- Dividend-bearing account
- Gets them in the habit of saving
- No minimum balance
- Extra fun on holidays and other special occasions
- Federally insured by NCUA up to $250,000
- Competitive dividends on entire balance
- No monthly service fee
- Receive a First Steps Kids’ Card to track your points
- Collect points with each $15 deposit (up to six points per deposit)
- Redeem First Steps Kids Card for free prizes
- Only $100 minimum balance to earn dividends
Automatically become a member by opening an account.
Becoming a member is easy as 1, 2, 3!
1. Open a savings account.
2. Deposit $5.
3. Enjoy the benefits of Credit Union Membership.
Questions?
A member service representative is standing by to answer any questions you may have about our personal savings options.
Submit Questions below or Call Us at (732)-727-3500